Terms of Service

Last updated: July 31, 2026

Company Identity & Acceptance

These Terms of Service govern your use of sabracommunications (sabracommunications UAB) and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

Scope of Services

We provide comprehensive educational guidance and resources for adults learning about online shopping and secure banking practices. Our platform offers detailed navigation tutorials for mobile banking applications, safe checkout procedures for online retail transactions, and practical knowledge specific to Šiauliai's digital commerce ecosystem. We deliver educational content, instructional guides, and best practices to help users conduct secure online transactions with confidence. Our services are designed to empower adults with essential digital literacy skills necessary for safe and effective participation in modern e-commerce and financial technology environments.

User Obligations

You agree to use our services only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our services. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. We ask that you provide accurate information when using our services and promptly notify us of any unauthorized access or misuse of your account.

Intellectual Property Rights

All content provided on our platform, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of our organization or our content suppliers and is protected by international copyright laws. You are granted a limited license to access and use our content for personal, non-commercial educational purposes only. You may not reproduce, distribute, transmit, display, or perform any content from our services without our prior written permission. Any unauthorized use of our intellectual property is prohibited and may result in legal action.

Limitations of Liability

Our services are provided on an "as is" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services. This limitation applies regardless of whether we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with our services is to discontinue their use.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease. We may also remove or delete any content you have provided if we believe it violates these terms or applicable law. Sections of these terms that by their nature should survive termination, including but not limited to Intellectual Property Rights and Limitations of Liability, shall remain in effect after termination of your access to our services.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Lithuania, without regard to its conflict of law principles. You agree that any legal action or proceeding arising under or relating to these terms shall be brought exclusively in the courts located in Lithuania. By using our services, you consent to the jurisdiction of Lithuanian courts and waive any objection to venue or inconvenient forum.