Disclaimer

General Disclaimer

This Disclaimer applies to the use of sabracommunications (sabracommunications UAB) and its content. We provide information and educational resources for general purposes only. The content presented on this platform, including guides on online shopping, safe store checkout procedures, and mobile banking app navigation, is intended to offer practical guidance for adults learning digital financial literacy.

We make no representations or warranties regarding the accuracy, completeness, or reliability of any information provided. All content is offered in an "as-is" basis without any guarantees. While we strive to ensure that our guides reflect current best practices and security recommendations, the digital landscape changes rapidly. We cannot guarantee that all information will remain current or applicable to every situation you may encounter.

Your use of our platform and any reliance on the information provided is entirely at your own risk. We encourage you to verify information independently and consult with relevant service providers or financial institutions when making decisions about online shopping or banking activities.

No Professional Advice

The content on our platform is educational material and should not be construed as professional financial, legal, or technical advice. We do not provide personalized recommendations for your specific financial situation, banking choices, or shopping decisions. Nothing contained in our guides constitutes a recommendation to purchase, use, or avoid any particular online banking application, shopping platform, or financial service.

For matters requiring professional guidance—such as decisions about which banking institution to choose, how to protect your financial information, or how to resolve disputes with merchants or financial institutions—we recommend consulting with qualified professionals, including your bank's customer service representatives, financial advisors, or legal counsel.

We are not responsible for any decisions you make based on the information we provide, nor are we liable for consequences that may arise from your reliance on our educational materials.

Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our platform or reliance on its content. This includes, but is not limited to, damages for loss of data, loss of profits, business interruption, or other commercial losses, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising out of or relating to this platform shall be limited to the maximum extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of liability for certain types of damages, so some of the above limitations may not apply to you.

We are not responsible for any third-party services, applications, or websites that may be referenced or accessible through our educational materials. You interact with such services at your own risk and according to their respective terms and conditions.

Updates to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our practices, legal requirements, or other factors. The date at the top of this page indicates when this Disclaimer was last revised. Your continued use of our platform following the posting of revised terms means that you accept and agree to the changes. We encourage you to review this Disclaimer periodically to stay informed of any updates.